Do you have a geothermal generating facility? We have contacts with the best sources for all types of geothermal-related insurance coverage. Understanding that fire insurance for geothermal powerplants is expensive and difficult to find.
Property coverage protects you against loss by fire, windstorm, explosion, vandalism, etc., but most importantly, LIGHTNING, which is a huge threat to any kind of power generating plant. A property policy should replace damaged property, but also replace lost revenues while you are out for repairs (business interruption coverage).